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Important Updates
Always verify URLs before entering credentials. We will never ask for your PIN or OTP. Beware of phishing emails and fraudulent calls claiming to be from Janavruddi.
Always verify URLs before entering credentials. We will never ask for your PIN or OTP. Beware of phishing emails and fraudulent calls claiming to be from Janavruddi.
Together, we build stronger communities

Together, we build stronger communities

Connecting hearts, supporting growth, and uplifting lives.

By encouraging responsible savings and providing accessible financial solutions, we help create opportunities that uplift entire communities and strengthen economic foundations.
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About Janavruddi

Janavruddi Head Office

Janavruddi

Janavruddi Finance Limited is a financial institution based in Bangalore, Karnataka. Janavruddi Finance Limited was registered and began its operations in 2026. The society typically offers deposit schemes such as Fixed Deposits, Recurring Deposits, and loan facilities such as secured loans and other personal loans. The objective is to support members in meeting personal needs, business expansion, education expenses, or emergency financial requirements.

Our Vision

Digital banking for every member.

Our Mission

Financial growth via innovation.

Security

Advanced data encryption.

Service

Member-first cooperative approach.

Grow Your Wealth

Competitive Rates for Your Dreams

Transparent, member-centric interest rates designed to help our community thrive.

Housing Loan
7.50 % p.a.*

Low EMI, High Trust

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Gold Loan
9.25 % p.a.*

Instant Approval

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Most Popular
Fixed Deposit
8.00 % p.a.*

Secure Future Returns

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Personal Loan
10.5 % p.a.*

Minimum Paperwork

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*Terms and conditions apply. Interest rates are subject to change based on society policies.

Our Banking

Banking Solutions

Trusted cooperative banking designed to serve, support, and grow with every member.

Savings

Fixed Deposit

A Fixed Deposit (FD) account is an ideal savings instrument for individuals who wish to secure their funds for a specific period while earning an attractive rate of interest. our Fixed Deposit schemes offer safety, assured returns, and financial growth opportunities for both short-term and long-term investors.

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Savings

Recurring Deposit

A Recurring Deposit (RD) account is an ideal financial instrument for individuals who want to save regularly and earn assured returns over a specified period. At Janavruddi Finance Limited, our Recurring Deposit scheme helps members with a regular income to systematically build their savings while earning competitive interest rates. It is best for people who want to save small amounts regularly and get a lump sum at maturity.

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Other

Daily Deposit

The Daily Deposit Scheme (DDS) is a specially designed financial plan by to encourage daily savings habits among daily wage earners, small traders, and individuals with irregular income. It is also an effective tool to accumulate funds for larger capital needs over time.

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Loans

The Secured Loan Scheme

The Secured Loan Scheme is a specially designed financial to provide members access to funds by pledging their assets or deposits as collateral. This scheme is ideal for individuals, small business owners, and traders who require financial assistance for personal or business purposes with assured low-interest rates and flexible repayment options.

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Loans

Personal Loan

The Daily Deposit Scheme (DDS) is a specially designed financial plan by to encourage daily savings habits among daily wage earners, small traders, and individuals with irregular income. It is also an effective tool to accumulate funds for larger capital needs over time.

Apply Now